Banana split cake is a classic no-bake dessert that brings all the flavors of an ice cream parlor into a single pan. This recipe uses a buttery graham cracker crust as the foundation for layers of creamy filling, fresh fruit, and rich chocolate.
It is the perfect cool treat for a summer party or a family gathering where you want to impress without turning on the oven.

Ingredients
This recipe makes 12 to 15 servings, which makes it a great choice for feeding a large group at a potluck or reunion.
- 2 cups graham cracker crumbs
- 1/2 cup unsalted butter, melted
- 2 cups powdered sugar
- 1/2 cup unsalted butter, softened (for the filling)
- 8 ounces cream cheese, softened
- 20 ounces crushed pineapple, drained very well
- 4 large bananas, sliced into rounds
- 12 ounces whipped topping (like Cool Whip)
- 1/2 cup chopped walnuts or pecans
- 1/4 cup chocolate syrup
- 1 jar maraschino cherries, drained
The Base
A top-notch banana split cake relies on a sturdy crust to hold up all those heavy layers. We use graham cracker crumbs mixed with melted butter to create a salty-sweet bottom that mimics a traditional cheesecake base. When you press the crumbs into the pan, make sure you pack them down firmly with the bottom of a measuring cup. This prevents the crust from crumbling away when you try to lift a square out of the dish later.
You should use simple and direct language when explaining the steps to your readers to keep the instructions clear. The crust acts as the anchor for the entire dessert. It provides a dry, crunchy contrast to the wet pineapple and the soft bananas. If you want to add a bit more flavor, you can add a tiny pinch of cinnamon to the crumbs before you mix in the butter.
Crust Set
Mix your graham cracker crumbs and the half-cup of melted butter in a medium bowl until the mixture looks like wet sand. Press it into the bottom of a 9×13 inch baking dish. Put the dish in the freezer for about ten minutes while you prepare the next layer.
Freezing the crust helps it stay together so it doesn’t mix into the cream cheese filling when you start spreading.
Cream Whip
In a large bowl, beat the softened cream cheese, the other half-cup of softened butter, and the powdered sugar together. You want to use a hand mixer or a stand mixer to get this as smooth as possible. There should be no lumps of cream cheese left.
This layer is very sweet and rich, acting as the “ice cream” element of the banana split. Spread this mixture evenly over your chilled crust.
Banana Grid
Peel your bananas and slice them into thin, even coins. Lay the banana slices directly on top of the cream cheese layer.
Try to cover as much surface area as possible so every bite has a piece of fruit. You don’t want to slice the bananas too far in advance, or they will turn brown. Laying them down immediately after slicing keeps them fresh and bright.
Pineapple Drain
This is a vital step for a successful cake. Take your can of crushed pineapple and put it in a fine-mesh strainer. Use the back of a spoon to press out as much juice as you can. If the pineapple is too wet, it will leak into the cream cheese and make the crust soggy.
Once it is dry, spread the pineapple over the banana layer.
Top Cloud
Spread the whipped topping over the pineapple. Use a flat spatula to smooth it out all the way to the edges of the pan. This acts as the “whipped cream” on top of the split.
It seals in the fruit and keeps the bananas from being exposed to the air. At this stage, the cake starts to look like a giant, fluffy cloud.
Final Finish
Now comes the fun part: the toppings. Sprinkle the chopped nuts over the whipped topping. Drizzle the chocolate syrup in a zigzag pattern across the whole cake.
Finally, place the maraschino cherries on top, spacing them out so there is one cherry for every potential slice. The red cherries against the white cream make the dessert look professional and festive.
Better Chill
To get a “top-notch” result, you must let this cake sit in the refrigerator for at least four hours. In fact, making it the night before is even better.
This time allows the graham cracker crust to soften just enough to be sliced easily, and it gives the cream cheese layer time to firm up. If you try to cut it too soon, the layers will slide apart and create a mess on the plate.
When you are ready to serve, use a very sharp knife to cut the squares. Wipe the knife clean between every single cut. This ensures that the white whipped topping stays clean and doesn’t get smeared with chocolate syrup or crushed pineapple. It is a small detail that makes your blog photos look much more appealing to your readers.
Common Pitfalls
The biggest mistake people make is using bananas that are too ripe. For this cake, you want bananas that are yellow with no brown spots. Overripe bananas are too soft and will turn into mush inside the cake, making the texture unpleasant. You want a firm slice that holds its shape.
Another issue is the cream cheese temperature. If your cream cheese is cold when you start mixing, you will end up with tiny white lumps in your filling.
Always let the cream cheese and butter sit on the counter for at least an hour before you start. This ensures a velvety, professional texture that feels like silk on the tongue.
Why Is My Banana Split Cake Soggy?
Sogginess is almost always caused by the pineapple. Canned pineapple holds a surprising amount of liquid in its fibers. If you just dump the can out without pressing the fruit, that juice will eventually sink to the bottom of the pan and dissolve your graham cracker crust.
Always spend an extra minute pressing the fruit against a strainer to get it as dry as possible. This keeps your crust crunchy and your layers distinct.
Can I Use Fresh Pineapple Instead Of Canned?
While you can use fresh pineapple, it is actually not recommended for this specific dessert. Fresh pineapple contains an enzyme that can break down the proteins in dairy, which might cause your cream cheese layer to become watery over time. Canned pineapple has been heated during the canning process, which destroys that enzyme.
If you really want to use fresh fruit, you should briefly sauté the pineapple chunks in a pan first to neutralize the enzymes before adding them to the cake.
Final Thoughts
Banana split cake is a nostalgic dessert that never goes out of style. It is a simple assembly of flavors that everyone recognizes and loves.
By focusing on a firm crust and well-drained fruit, you can create a top-notch version that stands out at any party. It is a great way to bring a little bit of old-school charm to your modern kitchen.
Keep your bananas firm, your pineapple dry, and your chill time long. These simple rules are the key to a successful no-bake cake. It is a bright, happy dessert that is sure to be the highlight of your next celebration.
Would you like me to show you how to make a “Homemade Chocolate Fudge” to drizzle over this cake, or would you prefer a recipe for “Strawberry Sauce” to add another layer of flavor?


